Property resolutions 2025: What are yours?

2025 is shaping up to be an excellent year, thanks largely to the lowest mortgage rates in over two years. This is driving significant buying and selling activity and providing a positive outlook for the UK property market.

If you've been waiting to make your move, perhaps now is the perfect time to begin your New Year property resolutions.

Buy a first home

Improved mortgage rates and a wider range of products are making it easier for first-time buyers to step onto the property ladder. The mortgage guarantee scheme, extended to June 30, 2025, offers a valuable route to homeownership. If your goal is to help a loved one buy their first home, you have options like guarantor mortgages or equity release to explore.

Improve your property

Already own your dream home but want to make it better? Renovations can boost value and enhance enjoyment, whether it's upgrading to a stylish kitchen, adding glass doors, or creating a beautiful garden. Once the work is complete, booking a valuation to understand your property's updated worth can be a rewarding step.

Sell your property

With the market performing beyond expectations, 2025 offers promising conditions for sellers. Quicker sales, strong selling prices, and high demand are anticipated. Toward the end of 2024, buyer demand and agreed sales were 25% higher than the previous year.

Begin a property portfolio If you're considering investing in the rental market, 2025 is an excellent time. Many landlords exiting the market and misinterpretations of the Renters’ Rights Bill create opportunities. With demand for rental homes at an all-time high, now could be your chance to acquire ready-to-let properties with tenants in place.

Get the keys to your forever home

If you're searching for a forever home, this could be the year to make it happen. You'll want every detail to suit your lifestyle, whether that means more space for family, a home office, or land for outdoor living. Find a property that fits your vision now and offers the flexibility for future changes.

Decide to downsize

Looking to simplify and free up disposable income? Downsizing to an energy-efficient home might be the perfect solution. With the value of larger homes rising in recent years, selling now could support a comfortable retirement, a second home purchase, or the pursuit of long-held dreams.

Buy a holiday home

A holiday home can offer a serene escape and a potential income stream. With a growing selection of second homes on the market, 2025 might be your chance to purchase a coastal retreat, rural hideaway, or city escape to enjoy year-round.   

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